Investing, Kiwisaver and Asset class

How many times are you allowed to take a 'savings suspension' with Kiwisaver

• 15

• Unlimited, you just need medical or other relevant evidence

• 25

• Unlimited

Which of the following relationships do not treat kiwisaver as belonging to both of you?

• Siblings

• Married

• De facto

• Civil union

Which kiwisaver scheme has the lowest risk

• Balanced funds

• Defensive funds

• Aggressive funds

• Conservative funds

What % of your income must your employer pay into your kiwisaver (Inc. tax)

• 2%

• 3%

• 4%

• They must match what you put in

Draw a picture of how you want to spend your retirement...

What is interest?

• Knowing what money is where

• Having an awareness of the money going into your account

• Money you pay to a bank so they keep your money safe

• Money paid for the use of borrowed money

Which of the following does not currently allow you access to your kiwisaver?

• Being 65

• Serious disability

• Buying your first home

• Moving to Australia

Which of these asset classes is considered the best?

• Cash

• Shares

• Property

• There is no best asset class

Which of the following statements about property is correct?

• Returns from property are pretty poor

• It does not take long to sell a house

• The returns from property are usually much better than the returns from cash or bonds

• Property is a stable investment

Which of these asset classes is the most illiquid, as in not easy to convert back into cash?

• Bonds

• Cash

• Property

• Shares