Receivable Management

How much is the "Provision Coverage Ratio (PCR)" of our Bank as on 30.06.2023?

• 70%

• 82%

• 93%

• 99%

When the account is overdue between 31 to 60 days it is classified as

• SMA-0

• SMA-1

• SMA-2

• NPA

How much is the Collection Efficiency (excluding agriculture) of our Bank as on 30.06.2023?

• 92%

• 95%

• 96%

• 97%

A BKCC account was sanctioned on 01.01.2020 for Long Corp duration and the repayment date is 30.06.2021 and if there is no repayment in the account, then when it will become NPA?

• 31.12.2021

• 31.12.2022

• 31.12.2023

• 01.01.2024

What is the flow of adjustmentm in case borrower pay the amount in overdue loan account?

• First: Charges

  Second: Interest Third: Principal

• First: Interest

  Second: Charges Third: Principal

• First: Charges

  Second: Principal Third: Interest

• First: Principal

  Second: Interest Third: Charges

How Many Zones and Cluster (Receivable Management) are there in our Bank?

• Zones:15

  Cluster:5

• Zones:18

  Cluster:6

• Zones:15

  Cluster:3

• Zones:18

  Cluster:5

When the Cash Credit Account will become NPA, in case of non-submission of Stock Statement to the Bank as per IRAC Norms?

• 3 Months

• 180 days

• 6 Months

• 3 Months + 90 days

Which of the following accounts will not be referred to Call Centres?

• T+10

• T+7

• T+4

• 15 DPD

How much percentage of Non-Contactable cases will be allocated for field referal from call centres?

• 5%

• 10%

• 15%

• 20%

what is the provision required in case of Sub-standard Secured Account as per IRAC Norms?

• 0.25%

• 10%

• 15%

• 25%