Financial Literacy Part 1

Individuals who make small investments in an enterprise or to support an entrepreneur where they do not expect an immediate or large return on investment.

• Angel Investors

• Crowd Funding

• Share holder

• Sharks

Money owed by a customer to a company.

• Account Payable

• Account Receivable

• Bank Loan

• Unencumbered

Money owed by a company to a supplier.

• Account Payable

• Account Receivable

• Bank Loan

• Unencumbered

An individual or company that owns shares in a company. 

• Angel Investors

• Crowd Funding

• Share holder

• Sharks

Assets that are not already pledged as a guarantee to repay another loan.

• Account Payable

• Account Receivable

• Bank Loan

• Unencumbered

One of the equal parts into which a company’s capital is divided, entitling the holder to a proportion of the profits. They refer to the ownership certificates of a particular company.

• Securities

• Shareholder

• Share

• Notes Payable

An investment worth money; a “financial instrument” indicating ownership.

• Securities

• Shareholder

• Share

• Notes Payable

Other types of debt (or money you owe someone else) other than a mortgage.

• Securities

• Shareholder

• Share

• Notes Payable

Revenues after costs.

• Net Income

• Mortgage

• Maturity

• Liquid Assets

The money a person borrows to buy real estate.

• Net Income

• Mortgage

• Maturity

• Liquid Assets