What is a good strategy to help you save?

• 1st, spend money on all expenses; put the rest into saving
• Tap into your savings on a regular basis

• Pay yourself first - set aside money for savings each month
• Keep your spending and saving money together in 1 account

Most Americans have an emergency fund and money saved for retirement

• True
• False

A(n) is an investment account that offers tax breaks as an incentive to save for retirement.

There is only 1 way to save money.

• True

• False

EE bonds and I bonds are types of _______

A money market account is a type of savings account that typically pays a lower interest rate than a regular savings account.

• True

• False

Money market accounts, US savings bonds, mutual funds, annuities, and retirement accounts are all types of:

• ways to save

• ways to earn

• ways to spend

• ways to make

A type of account in which deposited money earns money while being protected from loss is a(n) _______

In terms of savings, CD stands for:

• compact disc

• certificate of dinero

• cookie dispenser

• certificate of deposit

A _______ encourages you to form a habit of saving money.

• savings club

• spending club

• deposit slip

• income withholding