Financial Knowledge

Money raised for a company in exchange for a share in the company

• Equity

• Creating a business

• Borrowing

• Start Up Costs

Banks are _____________ businesses that offer a variety of services to the public

• For profit

• Non profit

• Public

• Private

A creditors analysis of the ability of an individual or business to repay a loan

• Interest Rate

• Capital

• Collateral

• Creditworthiness

Which of the following are considered when obtaining a loan?

• Ability to repay

• Credit History

• Collateral

• All of the above

The cost of using the money provided by a loan

• Capital

• Collateral

• Interest Rate

• Loan Term

The period of time in which the loan must be paid

• Pay back terms

• Loan term

• Collateral

• Capital

Borrowing money that must be paid back over time, usually with interest

• Venture Capitalist

• Debt

• Credit Unions

The buying and holding of shares on a stock market by firms or individuals with the hopes that income will come from dividends as the price rises

• Equity Investment

• Collateral

• Debt

• Equity

A way to ensure a financial institution will get its money paid back

• Equity

• Collateral

• Receivables

• Management Experience

Amount of money that a business earns in a given period.

• Revenue

• Profit

• Loss

• Debt