Banking Technology, Baroda Academy Ahmedabad

Rameshbhai, a grain merchant in Por Village of Vadodara District is having "BHIM Baroda Adhar Pay" systerm for accepting digital payments for goods. For a transaction of how much limit can he used this service?

• Rs. 5000/-
• Rs. 10000/-
• Rs. 25000/-
• Rs. 50000/-

Rishi had an savings account in e-Dena bank as well Bank of Baroda with different customer IDs. Now Rishi has requested to allow 2 UPI registration on both CIFs with same mobile number.

• Customer ID should be merged and single UPI to be given
• He should be advised to change mobile number in one of the CIFs
• UPIs can be allowed for multiple CIFs with same mobile number however separate PINs required
• UPIs can be allowed for multiple CIFs with same mobile number with same PINs

What is the name of Bank's dynamic UPI QR code product ?

• Baroda Dynamic UPI
• Baroda Pay point
• Baroda UPI Invoice Point
• Baroda UPI dyanmic point

Gopal has account in BOB as well SBI. He wants to transfer amount from BOB to SBI through BHIM Baroda Pay.How can he do it?

• Through IMPS feature
• Not possible through BHIM Baroda Pay
• Through NEFT/RTGS feature
• Through Pay to self Option under BHIM Baroda Pay

Ramanbhai, provision store retail merchant will have to pay ___ for issuance of UPI code and /or Welcome kit through TAB banking

• NIL
• Rs. 100/- + GST
• Rs. 500/- + GST
• Rs. 1000/- + GST

Kartik blocked BHIM Baroda Pay after fraudulent transaction of Rs. 5000/- from his account. Two days after there was another fraudulent transaction of Rs. 3000/- . Will Kartik be eligible for Insurance coverage for UPI transactions?

• No insurance coverage for UPI transactions
• UPI coverage will not cover transactions with customer negligence
• The UPI liability will cover this case
• Since the fraudulent transaction is below Rs. 5000/- bank will reimburse this amount to customer

Anita is having savings account with Varacha Branch, Surat. However she is working at Gurugram now. She noticed illegal transaction in her BHIM Baroda Pay application and decided to block the same.

• She can do it at nearest branch
• She will have to visit her base branch
• She can send mail to her base branch
• She can unistall the App to block the channel

Sushil wants to purchase TV worth Rs. 90000/- and wants to make payment using BHIM Baroda pay. Can he do it?

• Yes the maximum daily transaction limit is Rs. 500000/-
• No the maximum daily transaction limit is Rs. 50000/-
• Yes the maximum daily transaction limit is Rs. 100000/-
• No the maximum daily transaction limit is Rs. 25000/-

Customers can block the UPI services instantly though SMS by typing ____ in the message content

• UPIBLK
• BOBBLK
• BOBUPIBLK
• UPIBLOCK

Nitin's personal EMI is due tomorrow from SBI account. He remembers at 10 am night to transfer the EMI from BOB account using BHIM Baroda Pay. Can he do it?

• No BHIM Baroda pay is only for intra bank transfer
• Yes unlimited amount can be transferred using "send to self feature"
• Yes Rs. 25000 per transaction can be transferred using "send to self feature"
• Yes Rs. 50000 per transaction can be transferred using "send to self feature"