Personal Finance

A card that borrows money but it has to be paid back (a)  

• Credit Card 
• Debit Card 
• Baseball Card 
• Pokemon Card 

A card that uses money directly from your bank account (a)  

• Debit Card 
• Credit Card 
• Pokemon Card 
• Baseball Card 

Complete record of your borrowing and repayment performance. (a)  

• Credit history
• Personal info
• Personal history
• Credit info

A plan of your expected income and how you will use it to meet your expected expenses over a period of time (a)  

• Budget
• Plan
• Statement
• Income

A fee paid to you for keeping your money in an account OR a fee charged to you for a loan or credit card (a)  

• Interest
• Maintenance
• Annual Percentage
• Insurance

Money you put into your account (a)  

• Deposit
• Balance
• Income
• Expense

Match the following

•  A card that allows the holder to make purchases without cash by borrowing money

• Credit Card

• An automatic electronic deposit of net pay to an employee's designated bank account

• Direct Deposit

• A monthly fee that some banks charge to provide access to checking or savings accounts

• Debit Card

• Protects the deposits of customers against loss up to $250,000 per account

• FDIC Insurance

• A card that is directly connected to your checking account; to make purchases instead of using cash

• Maintenance Fee

401(k), IRA, and Roth IRA are all examples of a (a)   account.

• Retirement
• College Savings
• Low Interest
• Stock

What does CD stand for when talking about investments? (a)  

• Certificate of Deposit
• Calculated Dividend
• Central Dollar
• Current Deposit

A mutual fund allows investments to be ___________.

• Secured

• Guaranteed

• Diversified

• Minimal