OVHC Extras Product Quiz

Noah recently signed up for Mid Working Cover insurance. He injured his back and needs physiotherapy. How much can he claim for his physiotherapy sessions?

• Initial: $35 Standard: $25 $300 Per Person $600 Per Family

• Initial: $51 Standard: $41 $500 Per Person $1,000 Per Family

• 50% $300 Per Person $600 Per Family

• We do not cover Physiotherapy

Kai has Top Working Cover insurance. How much could he claim for optical expenses?

• Glasses and Contacts: 100% up to $250 Per Person $500 Per Family

  Laser Eye Surgery: 70% up to $800 per year, $2,400 per lifetime

• Glasses and Contacts: 100% up to $250 Per Person $500 Per Family,

  Laser Eye Surgery: 70% up to $500 per eye $2,000 Per Family

• Glasses and Contacts: 100% up to $150 Per Person $300 Per Family

  Laser Eye Surgery: 70% up to $500 per eye $2,000 Per Family

• Glasses and Contacts: 100% up to $150 Per Person $300 Per Family

  Laser Eye Surgery: Not covered

Oliver has recently decided to get orthodontic treatment. If he starts now, how long will he have to wait before the treatment begins?

• 2 Months

• 12 Months

• 6 Months

• 24 Months

Grace is on a student guardian visa (580). She is wondering which level of extras cover she can take out. Can you help her?

• Grace can take out Mid and Top extras

• Grace can only take out Basic Extras as Top Extras are reserved for workers

• Visa 580 is a visitor policy, so Grace cannot access extras cover.

• Grace is required to hold Top Extras as part of the visa conditions

Abigail and Elijah have a couple's insurance policy. Elijah doesn't wear glasses. Can Abigail use Elijah's limits for her glasses expenses?

• No, they cannot access the cover as there is a per person limit

• Yes, as the limit is for the family

• Isla doesn't wear glasses so she wouldn't even be using her limit

Daniel has a Top Working Cover insurance plan. He needs to buy orthotics. Can you tell him what benefit is payable for orthotics under his plan? And what benefits is this payable from?

• 70% up to $800 Per Year, $2,400 Per Lifetime

• Initial: $51

  Standard: $41

  $500 Per Person $1,000 Per Family

• 70% up to $150 Per Person

  $500 Per Person $1,000 Per Family