Scorecard Development

What is the Long Form of AGB?

• Alternate Good Bad

• Accepted Good Bad

• All Good Bad

• Almost Good Bad

What’s another term for AGB?

• Booked

• Inferred

• Eligible Through The Door

• All Through The Door

Which is not used to measure scorecard performance?

• ROC (AUC)

• KW

• AR (Gini)

• MAPE

Which of the following is not a step in Data Assessment

• Data Copy And Paste

• Data Definition

• Data Accuracy

• Data Appropriateness

Swap set analysis is to compare ….

• The delinquency rate of portfolio

• The model performance of existing and developed model

• The approval rate and bad rate between the existing model and new model

• The maximum difference between the cumulative bad rate and cumulative good rate.

Which is a not compliance consideration when building a scorecard?

• MAS FEAT

• MAS Notice 637

• Fair Lending Practice

• None of the Above

Which sample do we infer it’s performance when building a scorecard?

• Good population

• Reject population

• Bad population

• Indeterminate population

What is the purpose of Vintage analysis?

• To establish the performance window

• To establish the portfolio trend

• To establish the bad rate

• To establish the population stability

What is the purpose of a Development sample vis-a-vis an Out-of-Time sample?

• For model development and re-development

• For model development and for backtesting

• For ongoing performance assessment and annual model review

• None of the above

What is the Long Form of PDO?

• Points Different Odds

• Points to Differ the Odds

• Points to Develop the Odds

• Points to Double the Odds