Credit Profile: Identity Theft Protection

Phishing is a technique identity thieves use to steal your personal information through the internet.

• True

• False

Using a debit card is a more secure way of making purchases, because the lender assumes more of the responsibility in the event of fraudulent activity.

• True

• False

The IRS will contact you via email in case there are any issues concerning your taxes.

• True

• false

The “https” in the URL of a website indicates that:

• a) the website is secure.

• b) the website is unsecure.

• c) the website is being monitored.

• d) the website is out of date

You should always carry your Social Security Card in your wallet with credit cards and cash.

• True

• False

At present, Jacinda’s credit score is 783. If she now places a credit freeze on her credit report, her credit score will go down to 750.

• True

• False

Marge wa s arrested for a crime and was caught using a fraudulent driver’s license and a stranger’s name and address. This is an example o

• a) Social Security Identity Theft

• b) Criminal Identity Theft

• c) Medical Identity Theft

• d) Insurance Identity Theft

Someone has fraudulently obtained Erica’s Social Security Number and has used it to get a job. Now Erica could be liable to pay income tax on the fraud’s earnings.

• True

• False

Any kind of identity theft can turn into a criminal identity theft if the person who steals your identity commits a crime and uses your identity to represent him or herself.

• True

• False

Match the following examples with the type of ‘unauthorized use of personal information’ they represent:

Jeremy lists a cousin’s address as his own on a job application.

• a) Unauthorized or Attempted Use of Personal Information to Open a New Account

• b) Misuse of Personal Information for a Fraudulent Purpose

• c) Unauthorized or Attempted Use of an Existing Account