BARODA GYANI R3 MUMBAI 20TH FEB

What is the name of facility/technology rolled out by our Bank at the Branches to effectively manage the Customers (high footfall) which helps Branches to serve the customers in a time bound manner.

• Baroda Express 24*7
• cash recyclers
• QMS
• CDS

A high commitment approach to environmental issues may include all of the following except:

• Risk Analysis
• Stakeholder Analysis
• Green washing
• Sustainable Auditing

If a borrower wants to file an appeal with DRAT against the decision of DRT under SARFAESI Act, how much amount he will be required to deposit with DRAT?

• 75% of the decreed amount
• 50% of the decreed amount
• 25% of the decreed amount
• 10% of the decreed amount

Taking over of the management of business of a borrower by financial creditors under SARFAESI Act, 2002 falls under:

• Sec 15
• Sec 6(1)
• Sec 9(a)
• Sec 13 (4)(b)

Which of the following statement as regard to "Issuance of Bank Guarantees with Assignment Clause" is NOT TRUE?

• May be issued to a reputed borrower having exposue more than 250 crs subject to minimum bank rating
• A MSME enterprise having external rating A or internal rating of BOB 1
• Only upto 15% of the total BG limit sanctioned to the borrower
• Can be assigned only once

Which is a liquidity management facility by RBI where banks can borrow from RBI without offering collateral

• VRRR
• FRRR
• SDF
• LAF

What is GSAP

• Government Special Auction Period
• G sec Auction Period
• Guaranteed Single Active Plan
• G Sec Acquisition program

What is the formula of NIM

• net interest earned/Avg Earning Assets
• (Interest returns-Int Expenses)/Avg Earning Assets
• Both A and B
• only A

Based on percieved riskiness in how many layers have the NBFCs been divided by RBI

• 4
• 3
• 2
• 5

Which is the correct formula for Provision Coverage Ratio

• Provisions/Net profit
• Provisions/GNPA
• GNPA/Provision
• Net profit/Provision