Insurance Review Quiz

Of the four parts of auto insurance coverage, which part protects only the other person involved in an accident?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

Of the four parts of auto insurance coverage, which part will pay for repairing your car?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

Of the four parts of auto insurance coverage, which part will pay for injuries to passengers or pedestrians and funeral expenses?

• Medical Payments/Bodily Injury
• Collision
• Comprehensive
• Liability

The amount of money you have to pay out of your own pocket before the insurance pays is called the _____________

• Premium
• Estimate
• Deductible
• Co-Pay

The monthly or annual amount you pay for an insurance policy.

• Rider

• Premium

• Deductible

• Co-Pay

Which of the following is a way to reduce the cost of your insurance premium?

• Get a cheaper car

• Decrease the number of miles you drive

• Be a better historical driver

• All answers are correct

Which of the following effects the cost of your car insurance?

• Your Age

• Gender

• Marital status

• All of the above

Car B is not insured, what is one way Car A can have the damages paid for.

• If car A has liability coverage

• If car A has Under-insured Motorist coverage

• If car A has Uninsured Motorists coverage

• If car A has Comprehensive coverage

What kind of insurance would cover you if you hit a deer? The only damage is to your car.

• Liability

• Bodily Injury

• Comprehensive

• None

Is car insurance legally required?

• Yes

• No