
PPF 4
Authored by gbenga adamolekun
Professional Development
University
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15 questions
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1.
MULTIPLE CHOICE QUESTION
3 mins • 1 pt
A “particular” risk is one which:
Is the same as a speculative risk
Is only applicable in the USA
Is felt by one individual alone
Only relates to life insurance
2.
MULTIPLE CHOICE QUESTION
3 mins • 1 pt
Which of the following are the four categories of health insurance?
ICI, CID, PMI, PHI
CII, RPI, LTCI, PMI
CII, PMI, LTCI, PHI
RPI, CPI, PMI, PHI
3.
MULTIPLE CHOICE QUESTION
3 mins • 1 pt
Whole of life assurance is:
Only available to those with financial dependents
Will provide cover only until age 75
Will require premiums to be paid for the insured’s entire life in all cases
Is more expensive than Level Term Assurance
4.
MULTIPLE CHOICE QUESTION
3 mins • 1 pt
When taking out a life insurance policy the premium will most likely be effected by:
Your age
Your tax status
Your marital status
Your nationality
5.
MULTIPLE CHOICE QUESTION
3 mins • 1 pt
Unconditional offer and acceptance applies to:
Life assurance contracts only
All insurance contracts in English Law
General insurance contracts but not Life Assurance contracts
None of the above
6.
MULTIPLE CHOICE QUESTION
3 mins • 1 pt
What is the minimum age to have contractual capacity in England?
16
18
20
21
7.
MULTIPLE CHOICE QUESTION
3 mins • 1 pt
Morbidity is a key consideration in:
General insurance
Pet insurance
Car insurance
Critical illness insurance
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