Cardinal Principles of lending

Cardinal Principles of lending

Professional Development

10 Qs

quiz-placeholder

Similar activities

The future of mars exploration

The future of mars exploration

1st Grade - Professional Development

10 Qs

Jeffy

Jeffy

KG - Professional Development

10 Qs

Supply PKT - Week 1 - Mar'23

Supply PKT - Week 1 - Mar'23

Professional Development

10 Qs

Mind Map

Mind Map

Professional Development

10 Qs

Prevent Duty and Safeguarding Quiz

Prevent Duty and Safeguarding Quiz

Professional Development

10 Qs

Jejaring Kerja PKA

Jejaring Kerja PKA

Professional Development

10 Qs

The differences between For-profit and non-profit organization

The differences between For-profit and non-profit organization

Professional Development

10 Qs

BOLA KERANJANG BERSAMA CIKGU ROZ

BOLA KERANJANG BERSAMA CIKGU ROZ

3rd Grade - Professional Development

10 Qs

Cardinal Principles of lending

Cardinal Principles of lending

Assessment

Quiz

Education

Professional Development

Practice Problem

Medium

Created by

Balvir kumar

Used 37+ times

FREE Resource

AI

Enhance your content in a minute

Add similar questions
Adjust reading levels
Convert to real-world scenario
Translate activity
More...

10 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

The basic Principles of lending are

Utilisation of funds for productive purposes, Risk management and Profitability
Security, Liquidity and Profitability
Safety, Liquidity and Profitability
Security, Liquidity and Utility

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Banks cannot lend for

Agriculture, MSME
Consumption purposes to Individuals
Speculative purposes
Employees of the Bank

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

RBI has prescribed Exposure norms to ensure

To monitor Asset Liability mismatches
Diversification of Risk
To ensure profitability in Banks
To ensure that Frauds do not happen

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Loan to minors can be recovered

if there is a 3rd party collateral
By sueing the Minor
If there is a 3rd party guarantee
Loan cannot be recoverd under any circumstances

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What are the qualities of acceptable securities?

Utility and Marketability
Marketability, Price Stability, Transferability
Marketability and Location
Location and Price Stability

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

These are statutory restrictions on lending

1. Loan for purchase of gold, loan against other bank deposits, loan for investing in kVP

2. Loan to company to buy back its owns shares/securities

Both 1 and 2

None of these

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What are the cardinal principles of lending

Credit worthiness, Purpose of loan, security, cash flows and source of repayment
Increasing credit after proper risk assessment
Comply with policy guidelines
All of these

Create a free account and access millions of resources

Create resources

Host any resource

Get auto-graded reports

Google

Continue with Google

Email

Continue with Email

Classlink

Continue with Classlink

Clever

Continue with Clever

or continue with

Microsoft

Microsoft

Apple

Apple

Others

Others

Already have an account?