Cumulative Test Practice

After an arrest is made in Georgia, what is the

first step in the pretrial process of an adult

defendant?

• booking

• preliminary hearing

• arraignment

• pleading

Which of the following is a right held by juveniles

who are taken into custody by law enforcement in

Georgia?

• the right to submit a written request for a trial by

  jury

• the right to have a parent or guardian present

  prior to questioning

• the right to be separated from other juvenile

  offenders while in custody

• the right to be brought before a judge before

  being charged

Which of these people is the MOST financially

responsible?

• Quentin, who used a mortgage to buy a house

  that he could not afford

• Rachelle, who buys lotto tickets with all of her

  extra money

• Sofia, who has a full-time job and always follows

  a personal budget

• Terrell, who maxed out his credit card buying a

  new television

Fabian often runs out of money before his

monthly credit card bills are due. He does

eventually pay the bills, but he also has to pay

fees for late payment. What is the MOST

financially responsible action Fabian could take?

• obtaining a loan from his bank

• applying for additional credit cards

• developing a personal monthly budget

• asking his employer for a salary increase

After relying on his parents for most of his life,

Fernando wants to be financially independent. He

knows that earning income is the most

responsible way to do so. What is the BEST way

for Fernando to earn income?

• apply for a credit card that offers a low interest

  rate

• join a credit union in order to get a personal loan

• get a job that provides him with a weekly

  paycheck

• open a savings accounts that offers a high

  interest rate

Joseph receives a paycheck for $800 every two weeks. He plans to save $30 from every paycheck until he has

enough money for a new lawnmower. The lawnmower costs $480.

If Joseph decides he wants to purchase the

lawnmower in eight weeks, how much money will

he need to save from each paycheck?

• $60

• $100

• $120

• $160

What is a risk of carrying too much debt?

• being required to work without pay

• being required to pay higher taxes

• being unable to receive future credit

• being unable to earn a reliable income

Ruth had to take out expensive loans in order to

afford college. She was heavily in debt by the

time she graduated. Why would Ruth have MOST

LIKELY made this decision?

• She believed that taking out the loans would her

  get approved for loans later in life.

• She believed a college degree would qualify her

  for a lower income tax rate later in life.

• She believed a college degree would help her

  get a job that pays well enough to allow her to

  pay off her loans.

• She believed that taking out the loans would

  enable her to pay less for college than if she

  used her own money.

Which type of government may impose a special

purpose local-option sales tax (SPLOST) in

Georgia?

• a city government

• a county government

• the state government

• the federal government

How are the Georgia Constitution and the US

Constitution similar?

• They both require amendments to be approved

  by voters.

• They both have a bill of rights that protects

  certain freedoms.

• They both outline the functions and powers of

  local governments.

• They both require that the government maintain

  a balanced budget.