Unit 7 Savings and Investing and Banking

Highest price that a stock has traded at during the previous year

• 52 week high

• 52 week low

• yield

• dividend

A share of a company's profits to the shareholders 

• portion

• yield

• price

• dividend

Return or earnings for investing in a stock 

• 52 week high

• dividend

• yield

• shareholder

This is something acquired with the goal of making money.

• principal

• investment

• loan

• diversification

The original amount of money deposited or invested, excluding any interest or dividends.

• dividend

• risk

• principal

• APY

The process of spreading one’s assets among several different types of investments to lessen risk.

• diversification

• principal

• investment

• rule of 72

A agent licensed to buy and sell stocks and other securities.

• real estate agent

• stock broker

• principal

• commission

These are “loans” to the federal government for a period of time, backed (insured) by the government.  Very low risk.   Longer term pays higher interest rate.

• CD

• investment

• savings bond

• real estate

Expenses you have already agreed to pay and that must be paid by a particular date.

(Rent, health insurance, car payments)

• Fixed Expenses

• Flexible (variable) Expenses

Flexible expenses vary each month.

(food and entertainment)

• True

• False