Sun Fit and Well Quiz

What "Protection Element" is missing in SFW PLUS as opposed to SFW Advantage?

• Guaranteed Cash Benefits

• Prevention

• Treatment and Rehabilitation

• Diagnosis

Answer explanation

SFW is a/an ​ (a)   , ​ (b)   whole life critical illness product that provides of savings and health protection until age 100.

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• Participating
• limited pay
• Non-Participating
• Regular Pay

Answer explanation

Reorder: The key stages of a customer’s health journey: _____.

• Diagnosis

• Rehabilitation

• Prevention

• Treatment

Match the following: How many covered illnesses per category?

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• 64

• Minor Critical Illness

• 34

• Major Critical Illness

• 16

• Specific Cancer

Answer explanation

For Minor Critical Illness, the first two (2) claims are other than angioplasty will be 25%, the third claim will just be 10% of the Original Face Amount.

• Tumpak Ganern!

• Bulaan!

Answer explanation

The client is a healthy 65-year-old female, non-smoker, planning to avail of an SFW product. Which of the following variants is eligible for her?

• None

• Sun Fit and Well

• Sun Fit and Well Advantage

• Sun Fit and Well Plus

Answer explanation

Issue age: 30 days to 6 years old

The client is a 40-year-old male, smoker, who availed of an SFW Advantage with a Face Amount of Ps 2,500,000. How much is his annual endowment starting at age 65?

• 200,000

• 125,000

• 250,000

• 500,000

Answer explanation

Endowment is at 5% of the Original Face Amount.

2.5M x 0.05 = 125, 000

Minimum Face Amount of SFW Products (Standard Age)

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(a)  

• 300,000
• 500,000
• 200,000

Answer explanation

Sun Fit and Well Plus 15 commission rate for ages 0-50.

• 35%

• 30%

• 45%

• 40%

Answer explanation

Regardless of the variant, the commission rate will vary based on (1) no. of paying years, and (2) issue age.

What Benefit is this?

50% of Original Face Amount, in addition to the critical illness benefit, if the life insured is diagnosed for the first time, while living, to have any of the 16 conditions*. This benefit is payable only once.

• Living Benefit Rider

• Palliative Care Benefit

• Specific Cancer Booster

• Endowment

Answer explanation

50% of Original Face Amount, in addition to the critical illness benefit, if the life insured is diagnosed for the first time, while living, to have any of the 16 specific cancer conditions. This benefit is payable only once.