Quiz Kredit Batch 1
Professional Development
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Quiz Kredit Batch 1
Quiz
•
Business
•
Professional Development
•
Practice Problem
•
Hard
Widyashri Dian
Used 2+ times
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10 questions
Show all answers
1.
MULTIPLE CHOICE QUESTION
20 sec • 1 pt
Jika ICOS sudah disetujui pemutus kredit, maka BRO/CRO akan berhubungan dengan unit kerja....
ALK
SLK
UPPA
TPKW
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Berapa ketentuan minimum coverage agunan SME-KUK?
Nilai pasar >=100%
Nilai taksasi >=100%
Nilai pasar >=110%
Nilai taksasi >=110%
3.
MULTIPLE CHOICE QUESTION
45 sec • 1 pt
Deb existing saat ini memiliki Fas KL 500 jt. NP jaminan (rumah tinggal) 800 jt. Nilai HT 625 jt. Berapa nominal yg dapat diajukan jika deb ingin melakukan tambahan kredit? Berapa nilai HT kedua jika tambahan disetujui?
140 jt dan 625 jt
140 jt dan 175 jt
140 jt dan 800 jt
140 jt dan 125 jt
4.
MULTIPLE CHOICE QUESTION
20 sec • 1 pt
Debitur badan usaha dengan total exposure 4M. Scoring pengolahan perpanjangan terakhir 2022 adalah WHITE BS. Apakah di tahun 2023 dapat dilakukan perpanjangan secara BS?
Ya
Tidak
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Dalam penginputan ICOS, manakah kondisi Kolektibilitas selain Lancar yang dapat dikecualikan?
Kesalahan internal/sistem debitur
Materai dan/atau annual fee pada CC dgn o/s maks 100 ribu
Kolek DPK utk CC posisi terakhir hanya 1 kali per 1 kartu dalam 1 tahun terakhir
Materai dan/atau annual fee pada CC dgn o/s maks 1 juta
6.
MULTIPLE SELECT QUESTION
30 sec • 1 pt
Pilihlah yang merupakan kriteria KUU
Memiliki keterkaitan jual /beli 100% di antara grup usaha cadeb/deb
Direktur badan usaha untuk membiayai usaha yang berbeda
Joint and several borrower
Atas nama istri/suami tidak pisah harta atau dgn NPWP sama
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Berikut ini merupakan persyaratan KUR, kecuali....
Melampirkan BPJS Kesehatan
Belum pernah memiliki fas kredit produktif di bank manapun
Memiliki surat keterangan usaha/ijin usaha lainnya
Usaha telah berjalan minimal selama 6 bulan
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