Family and Community Services FINAL II

Define Communication.

• Bottling up your thoughts and feelings

• texting and never face to face

• Any means by which you share a message with another person

• being empathetic towards others

This is NOT a type of listener

• Active

• Careless

• Defensive

• Theatrical

True or False:

Posture, grooming, and clothing help you communicate.

• True

• False

This is NOT one of the 3 steps in negotiating with parents

• Ask for permission

• Find out their objections

• Using little white lies to change their mind

• Propose a compromise

A good reason to follow a budget is:

• Peace of mind knowing your expenses will be met

• Emergencies rarely happen

• Dreams rarely happen

• Goals rarely happen

What should you do for a month or two in order to set up a realistic budget?

• Use your credit cards instead of cash

• Keep records or our income and expenses

• Try to predict all of your expenses

• Recognize needs over wants

True or False:

Fixed expenses are costs that are predictable and that recur regularly.

• True

• False

True or False:

Flexible expenses change so you should not count them as part of your budget

• True

• False

An disadvantage of a credit cards is:

• Good to have for an emergency

• Credit cards can help build credit

• Responsible use of credit cards does not create financial stress

• Irresponsibly use of credit cards can create financial stress

You can protect your credit rating by:

• Only giving your most trusted friends your credit information

• Making your payments on time

• If you miss a payment, don't worry one missed payment won't hurt

• Use an easy password you won't forget and give it to your boy/girl friend in case you do forget