Bank Failures

Government decisions related to spending and taxation that aim to influence the overall economy.

• economic policy

• FDIC

• fiscal policy

• bank policy

Financial assistance provided by a government or other entity to a struggling organization or industry, typically in the form of loans, grants, or equity purchases.

• bailout

• bailin

• equity discharge

• pell grants

A period of negative economic growth lasting at least two consecutive quarters, often accompanied by increased unemployment, reduced consumer spending, and decreased business investments.

• consumer action

• economic recession

• pandemic

• business recession

Actions taken by governments to stabilize or regulate the economy, often through fiscal or monetary policies.

• monetary intervention

• personal policy

• government policy

• government intervention

A situation in which a bank becomes insolvent and is unable to meet its financial obligations, typically leading to its closure or acquisition by another financial institution.

• pandemic

• recession

• bank failure

• economic downturn

The inability of an individual or organization to pay their debts as they become due.

• bailout

• insolvency

• risk management

• economic policy

The process of identifying, assessing, and prioritizing potential risks or uncertainties and implementing strategies to minimize their impact.

• discrepancies

• equation regulation

• managing risk

• risk management

Providing loans beyond a reasonable and prudent level, often leading to increased risk and potential financial instability.

• excessive lending

• borrowing policy

• bailout

• bias regulation

Insufficient oversight and enforcement of rules and standards designed to ensure the proper functioning and stability of financial institutions and markets.

• monetary regulation

• excessive lending

• inadequate regulation

• industry regulation

A set of rules and procedures established by regulators to manage and resolve failing financial institutions in an orderly manner, minimizing the impact on the broader financial system and economy.

• diversification

• management rules

• resolution statement

• resolution framework