BH Induction Test-02 2024

What is FOIR Calculation ?

• Total EMI should not go beyond 50% of the household income.

• Total EMI should not go beyond 40% of the household income.

• Total EMI should not go beyond 70% of the household income.

• Total EMI should not go beyond 60% of the household income.

PAR-30 and PAR- 0 which is greater?

• PAR-30

• PAR-0

How much cooling period is given for New customers for crossell loan?

• 1 month cooling period if Cross sell loan amount is lesser than 30% of the primary loan amount.- After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount

• 2 month cooling period if Cross sell loan amount is lesser than 50% of the primary loan amount.- After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount

• 1 month cooling period if Cross sell loan amount is lesser than 50% of the primary loan amount.- After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount

• 3 month cooling period if Cross sell loan amount is lesser than 50% of the primary loan amount - After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount

Customers should be residents of the same area for what minimum period of time?

• 1 Year

• 2 Year

• 3 Year

• 4 Year

What should be the cash balance of a day in a Branch (Cash in Hand Policy)?

• Rs. 25000

• Rs. 22000

• Rs. 20000

• Rs.10000

In case the current address of the customer is not captured in either of the two KYC documents submitted, which of the KYC has be to taken

• Ration card

• Electricity Bill

• House Tax receipt

• All these

Maximum dpd allowed in case of a Co-borrower is

• 60Days

• 70Days

• 30Days

• 90Days

How many verification visit will a branch head make in a month with Probationary CSR?

• Minimum 2 VFs per Probationary CSR

• Minimum 3 VFs per Probationary CSR

• Minimum 4 VFs per Probationary CSR

• Minimum 5 VFs per Probationary CSR

A CSR will be tagged to a center for a period of maximum .......... months.

• 24 Month

• 16 Month

• 18 Month

• 12 Month

How many centers will a branch head needs to visit in a month?

• 25 Centre

• 35 Centre

• 20 Centre

• 15 Centre