
BH Induction Test-02 2024
Authored by Arpit Sharma
Professional Development
KG
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20 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is FOIR Calculation ?
Total EMI should not go beyond 50% of the household income.
Total EMI should not go beyond 40% of the household income.
Total EMI should not go beyond 70% of the household income.
Total EMI should not go beyond 60% of the household income.
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
PAR-30 and PAR- 0 which is greater?
PAR-30
PAR-0
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How much cooling period is given for New customers for crossell loan?
1 month cooling period if Cross sell loan amount is lesser than 30% of the primary loan amount.- After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount
2 month cooling period if Cross sell loan amount is lesser than 50% of the primary loan amount.- After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount
1 month cooling period if Cross sell loan amount is lesser than 50% of the primary loan amount.- After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount
3 month cooling period if Cross sell loan amount is lesser than 50% of the primary loan amount - After 6th EMI if Cross Sell loan amount is more than 50% of primary loan amount
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Customers should be residents of the same area for what minimum period of time?
1 Year
2 Year
3 Year
4 Year
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What should be the cash balance of a day in a Branch (Cash in Hand Policy)?
Rs. 25000
Rs. 22000
Rs. 20000
Rs.10000
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
In case the current address of the customer is not captured in either of the two KYC documents submitted, which of the KYC has be to taken
Ration card
Electricity Bill
House Tax receipt
All these
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Maximum dpd allowed in case of a Co-borrower is
60Days
70Days
30Days
90Days
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