Treasury Fundamentals | June 15-16, 2023

Employee Number

Last Name

Financial Market is the marketplace where funds are being channeled from lenders to borrowers.

• True

• False

True or False: Treasury is an entity that acts as a MIDDLEMAN in a financial transaction.

• True

• False

Which of the following is considered a way for Financial Intermediaries to earn profit?

• a. ATM withdrawals for banks

• b. Broker fees for brokerage firms/units

• c. Net interest differential between loans and deposits

• d. All of the above

The following are considered financial intermediaries except:

• f. None of the above

• a. PSBank

• b. Cebuana Lhuillier

• c. AXA

• d. GCash

True or False: Banks are in the business of lending own funds.

• True

• False

The following are considered part of Asset and Liability Management except for:

• a. Address mismatch in maturities, repricing, and take advantage of interest rate movement

• b. Maintain mix of loans and deposits consistent with long-term growth and risk management

• c. Ensure compliance with regulations to avoid penalties

• d. None of the above

Which of the following is TRUE regarding Asset and Liability Committee?

• e. All of the above

• a. Comprised by Senior Management

• b. The approving authority for strategies recommended by Treasury

• c. Gives overall balance sheet direction

• d. Pricing of Deposit and Loans

Which of the following is FALSE regarding Intermediation cost?

• a. It is the cost incurred by financial insttitutions in extending their services

• b. It includes reserve requirements cost

• c. It Includes Taxes

• d. It excludes PDIC Insurance

• e. All of the above