Types of Health Policies

Preventative Care is the main goal of?

• HMO

• POS

• PPO

• HOM

Provides benefits in the form of services rather than reimbursement?

• HMO

• POS

• PPO

• HOM

Works with doctors to provide care at a reduced rate?

• HMO

• POS

• PPO

• HOM

Does not require referrals to see a specialist?

• HMO

• PPP

• PPO

• HOM

A combination of a HMO and PPO?

• HMO

• POS

• PPO

• HOM

Where can you receive emergency care in an HMO?

• In network only

• In or out of the service area

• Out of network only

• Emergency care isn't covered

Where can you receive inpatient hospital care in an HMO?

• In network only

• In or out of the service area

• Out of network only

• HOM

HSAs are

• Tax Deductible

• For non-medical procedures

• Taxed

• Low deductible plans

HSA non-medical expenses will result in

• Being taxed only

• Taxed and a 20% penalty

• 20% penalty only

• Losing your HSA account

HSA non-medical expenses for people over 65/Medicare Age will result in?

• Being taxed only

• Taxed and a 20% penalty

• 20% penalty only

• Losing your HSA account