(Post) Credit Crash Course

(Post) Credit Crash Course

Professional Development

9 Qs

quiz-placeholder

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(Post) Credit Crash Course

(Post) Credit Crash Course

Assessment

Quiz

Other

Professional Development

Practice Problem

Hard

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9 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future is

Credit

Leverage

Buying Power

Terms of Interest

2.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Credit is a system that is used and understood by all of these EXCEPT


Banks

College and Universities

Mortgage Companies

Car Dealerships

3.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

This document shows the loans you took out, how well you paid them back, and a credit score based on that average

FICO Certificate

Credit Title

FICO Score

Credit Report

4.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

An excellent credit score is anything above...

630

705

720

580

5.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

________ influences your credit score the most

How much you owe

Credit Age

Payment History

Credit Mix

6.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Who determines your credit score?

The credit bureaus

The government

The FICO association

The Lender

7.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

All of these are credit bureaus EXCEPT

Equifax

Equinox

Experian

Transunion

8.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Credit bureaus are government agencies

True

False

9.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Credit bureaus make money by selling YOUR information

True

False