1.       Beside Income statement, Balance Sheet, and Cash flow Statement. Woori Bank contains two more reports. Choose the correct answer as the following.

• Trial Balance and Journal Entry

• Portfolio Report and Outreach, Impact and Ratios Report

• Portfolio Report and Client Statement

• Outreach, Impact and Ratios Report and Trial Balance

1.       Balance Sheet is also known as ………….......................

• a.       Statement of Financial Position

• b. Statement of Profit and Loss

• c. Statement of Other Comprehensive Income

• d. All answers are correct.

3.       Which one is WBC’s Fixed Assets Definition?

• a.       All items with a value from US$ 500 (five hundred US dollars) or equivalent and above and a useful life of more than 1 year.

• b. All items with a value from US$ 500 (five hundred US dollars) or equivalent.

• c. All items with a useful life of more than 1 year.

• d. All items with a value more than US$ 500 (five hundred US dollars) or equivalent and above and a useful life of more than 1 year.

4.       Which cash flow activity that refer to the movement of Borrowed Funds, Capital, and Other Equities.

• a.       Cash Flows from Operating Activities

• b.       Cash flow from Investing Activities

• c.       Cash Flow from Financing Activities

• d.       (a) and (b)

5.       What is the Impairment Loss Allowance for Placement at Bank?

• a.       Allowance for Balance with other banks (3%)

• b. Allowance for Balance with other banks (10%)

• c. Allowance for with NBC (1%)

• d. Allowance for Balance with other banks (1%)

6.       Which one is the correct answer to the Operating Expense Ratio formula?

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7.       What is Aging Report?

• a.       Segregates Saving portfolio into groups based on their “age”, or how many days have passed since the first payment was missed.

• a.       Segregates loans portfolio into groups based on their “age”, or how many days have passed since the first payment was missed.

• a.       Segregates Interest Income into groups based on their “age”, or how many days have passed since the first payment was missed.

• a.       Segregates Interest Expense into groups based on their “age”, or how many days have passed since the first payment was missed.

8. 8.       Under Cash Flow statement, operating activity of Woori Bank include the transaction of

• a.       Borrowed Funds

• a.       Long-term investment

• a.       Depreciation

• a.       All answers are correct.

9.  What is the indication/measurment of Yield on Gross Loan Portfolio?

• a.       A comparison of the Portfolio Yield with the Operating Cost (or Expense) Ratio shows the ability of the MFI/Bank to use the revenue generated from the portfolio to cover its operating costs.

• a.       A comparison of the Loan Growth with the Operating Cost (or Expense) Ratio shows the ability of the MFI/Bank to use the revenue generated from the portfolio to cover its operating costs.

• a.       A comparison of the Portfolio at Risk with the Operating Cost (or Expense) Ratio shows the ability of the MFI/Bank to use the revenue generated from the portfolio to cover its operating costs.

• a.       A comparison of the PAR>1day with the Operating Cost (or Expense) Ratio shows the ability of the MFI/Bank to use the revenue generated from the portfolio to cover its operating costs.

10.       Which of the following is, or are, meaningful measures of Cash Management Ratios “CMR”?

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