trust and treas

Ensures that a company has sucient cash available at all times to meet the needs of its

primary business operations

To fund bank’s operational requirements and to comply with regulatory requirements

ALM stands for?

this potentially generate interest income & potentially generate Trading Gain

Compiles receipt and disbursement of cash & determines short-term and long-term cash forecasts

involves changes in the levels of current assets and current liabilities in response to a company’s general level of sales and various internal policies

Uses the information obtained from its cash forecasting and working capital management activities & ensures that sucient cash is available for operational needs

Responsible for proper investment of excess funds

Ensures maturities match projected cash needs

Creates risk management strategies and implements hedging tactics to mitigate the company’s risks.