PPB Module B Unit 15

What is the target for priority sector lending by 1985?

• 0.2
• 0.3
• 0.4
• 0.5
• 0.6

Which type of banks are exempted from regional disparities adjustments in PSL Achievement?

• Commercial Banks
• Rural Banks
• Urban Banks
• Foreign Banks
• Local Area Banks

What is the applicable target for lending to non-corporate farmers for FY 2021-22?

• 0.105
• 0.1125
• 0.1273
• 0.135
• 0.142

What is the consequence for banks with a shortfall in lending to the priority sector?

• Higher interest rates
• Allocation to RIDF
• Penalty charges
• Lower interest rates
• Mandatory audit

What is the maximum loan amount up to which no service charges should be levied on priority sector loans?

• Rs. 10,000
• Rs. 15,000
• Rs. 20,000
• Rs. 25,000
• Rs. 30,000

What are the two permitted modes for priority sector lending through NBFCs?

• Credit to NBFCs
• Co-origination of loans
• Joint contribution
• Investments in assets
• Securitization

What is the purpose of the Rural Infrastructure Development Fund (RIDF)?

• To support agriculture
• To promote exports
• To fund infrastructure
• To aid small businesses
• To improve urban areas

What type of banks are required to achieve priority sector lending targets?

• All banks
• Only commercial banks
• Regional Rural Banks
• Foreign Banks
• Salary Earners’ Banks

What is the primary determinant for regional disparities adjustments in priority sector credit flow?

• District population
• Per capita income
• Total bank branches
• Agricultural output
• Credit score

Which regulatory body sets the rate of interest on various priority sector loans?

• RBI
• NABARD
• SIDBI
• MUDRA Ltd.
• Indian Government