What is the Maximum Permissible Limit (MPL) in the Kisan Credit Card (KCC) scheme?

The short-term loan limit for the 5th year plus the estimated long-term loan requirement

The maximum limit for crop cultivation

The maximum limit for term loans

The minimum limit for crop insurance

How is the KCC card limit divided for short-term cash credit and term loans?

It depends on the borrower's age

It depends on the bank's discretion

It depends on the number of crops grown

What is the eligibility for a flexible KCC limit for marginal farmers?

Owning agricultural land is not required

Who is eligible for the KCC scheme for Animal Husbandry & Fisheries?

Fishers, fish farmers, self-help groups, and joint liability groups

How is the drawing power determined for KCC loans?

It's calculated using the latest valuation of stocks, receivables, and cash flows

It's based on the farmer's credit score

It's fixed at a constant amount

It's determined by the bank's CEO

What is the repayment period for loans in the KCC scheme?

Repayment is flexible and based on the borrower's cash flow

Repayment is made in a lump sum after 10 years

What is the purpose of the Prime Minister Fasal Bima Yojana (PMFBY)?

To adopt technology for yield estimation

To provide free farming equipment

To replace all other insurance schemes

To cover only post-harvest losses

To encourage farmers to stop farming

Who is eligible for coverage under PMFBY?

All farmers, including share-croppers and tenant farmers

Only farmers with a perfect credit score

What are the two components of PMFBY coverage?

Basic Cover and Add-on Coverage

Insurance Cover and Financial Cover

What is mandatory for availing crop insurance under PMFBY?

A minimum landholding of 10 acres

What is the purpose of the "Pradhan Mantri Annadata Aay Sanrakshan Abhiyan" (PM-AASHA) scheme?

To ensure remunerative prices for agricultural produce

To encourage farmers to stop farming

To distribute farming equipment for free

Which organization acts as the nodal agency for the Government of India under the Minimum Support Price (MSP) scheme?

Food Corporation of India (FCI)

National Agricultural Cooperative Marketing Federation of India Ltd. (NAFED)

World Health Organization (WHO)

What does PMFBY stand for?

Pradhan Mantri Fasal Bima Yojana

Prime Minister's Fertilizer Benefits for Youth

Public Money for Farmers and Businessmen

Price Management for Farmers and Buyers

Prime Minister's Financial Budget Year

Which types of losses are covered under PMFBY?

Only losses due to natural disasters

What is the main purpose of the Basic Cover in PMFBY?

To provide coverage for localized risks

To provide coverage for small-scale farmers

To cover losses arising from war and nuclear risks

To offer additional coverage for premium crops

What is the benefit of having an Add-on Coverage in PMFBY?

It extends coverage under localized risks

It eliminates the need for Aadhaar

It provides free farm equipment

Which method can states/UTs choose for computation of Sum Insured under PMFBY?

Notional Average Yield * MSP/Farm Gate price

What is the Actuarial Premium Rate (APR) in PMFBY?

It's the rate at which the Insurance Company charges for PMFBY

It's the rate at which farmers can borrow money

It's the rate at which crops are priced

It's the rate of interest on KCC loans

Who determines the Actuarial Premium Rate (APR) in PMFBY?

The Chief Minister of the State

What does the abbreviation DLTC stand for in the context of the Kisan Credit Card (KCC) scheme?

District Level Technical Committee

Debt Limitation and Taxation Committee

District Loan and Transfer Committee

Digital Lending and Trading Center

How is the drawing limit for short-term cash credit determined in the KCC scheme?

It's based on the cropping pattern

It's based on the number of crops grown

It's fixed at a constant amount

It depends on the district's crop production

It's calculated using the farmer's age

What is the main purpose of the "Pradhan Mantri Annadata Aay Sanrakshan Abhiyan" (PM-AASHA) scheme?

To ensure remunerative prices for agricultural produce

To encourage farmers to stop farming

To distribute farming equipment for free

PPB Module B Unit 16

Authored by CLD HYDERABAD

Professional Development

Used 2+ times

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34 questions

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MULTIPLE CHOICE QUESTION

45 sec • 1 pt

What is the term for loans repayable up to 18 months?

Short-term Loan

Medium-term Loan

Long-term Loan

Crop Loan

Kisan Credit Card

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

What is the period of credit for medium/long-term loans?

12 months

24 months

36 months

48 months

60 months

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Who is eligible for crop loans?

Only landowners

Agriculturists, tenant farmers, and share croppers

Anyone with a bank account

Non-farmers

Only government employees

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

What is the main objective of the Kisan Credit Card (KCC) scheme?

To provide free credit cards to farmers

To offer discounts on farm equipment

To provide adequate and timely credit support to farmers

To encourage farmers to switch to organic farming

To provide insurance for crops

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Who is eligible for the KCC scheme?

Only individual farmers

Only Joint Liability Groups (JLGs)

Only women farmers

Individuals, Joint borrowers, Tenant Farmers, and SHGs

Anyone with a bank account

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

How is the short-term loan limit determined for farmers raising a single crop in a year?

Fixed amount per acre

Scale of finance x Extent of area cultivated

Crop insurance amount

20% of the total farm income

Based on the farmer's age

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

What happens to the short-term loan limit for farmers raising more than one crop in a year?

It remains the same

It decreases

It increases

It depends on rainfall

It becomes a long-term loan

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PPB Module B Unit 16

What is the term for loans repayable up to 18 months?

What is the period of credit for medium/long-term loans?

Who is eligible for crop loans?

What is the main objective of the Kisan Credit Card (KCC) scheme?

Who is eligible for the KCC scheme?

How is the short-term loan limit determined for farmers raising a single crop in a year?

What happens to the short-term loan limit for farmers raising more than one crop in a year?

What is the Maximum Permissible Limit (MPL) in the Kisan Credit Card (KCC) scheme?

How is the KCC card limit divided for short-term cash credit and term loans?

What is the repayment period for term loans in the KCC scheme?

Access all questions and much more by creating a free account

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