Product and Process

If a customer has opted for Long term aggregate deductible in Super top up plan what does it meand

• It means the policy is for more than 1 years

• It means deductible will be applicable only once every year

• It means deductible will be applicable only once in 2/3 years policy

• It means the policy is for 3 years

In Super top up plan deductible will be waived for which all benefits? (Only 1 option is correct)

• In patient hospitalization

• Accidental Hospitalization

• Worlwide Emergency cover

• Accidental Hospitalization & Worlwide Emergency cover

Health Check up in Super top up plan is provided ....

• After every 3 consecutive and continuous Policy Years

• After every 4 consecutive and continuous Policy Years

• At every renewal

• Not applicable in Super top up

Ayush treatment is not covered in which product?

• Health Infinity

• Health Gain

• Super top up

• Covered in all 3 plans

Modern treatment is covered upto 50% of base S.I in Super top up plan

• True

• False

Co-payment of 20% is applicable in which senario/ plan

• In Infinity plan if customer age at entry is more than 60 years

• In Infinity plan and NHG if customer age at entry is more than 60 years

• Co-payment of 20% is applicable in HNG only if his first policy inception is after age 60.

• Co-payment of 20% is applicable in HNG If his entry age while purchasing policy is 61 years and above

What do you mean by Claim service guarantee and in which plan it is applicable

• It is applicable in NHG if the claim is getting delayed by more than 6 hours

• It is applicable in Infinity if the claim is getting delayed by more 6 hours

• It is applicable in Infinity & NHG if the claim is getting delayed by more 6 hours

• It is applicable in NHG, Infinity & Super top if the claim is getting delayed by more 6 hours in case of cashless and more than 21 days in case of reimbursement

Hospital cash means ?

• If the hospitalization is getting exceeded by 7 days or more we will pay lumpsum amount

• A daily cash amount will be paid to customer incase of accidental claims only

• A daily cash amount will be paid if hospitalization exceeds more than 72 hours

• Customer will pay cash to hospital incase claim is denied

Loyalty cover means ?

• We will offer discount to customer on renewal if he is loyal with us

• We will offer discount to customer if he doesnt makes a claim in a policy year

• We will offer 1 policy each year to proposer on renewal

• We will offer bonus to customer if he loyal to us and renews policy with us

Reduction in PED waiting period is applicable in which all products

• Health Gain

• Health Infinity

• Super top up

• Health Gain & Health Infinity

• Health Gain, Health Infinity & Super top up