Current Accounts

Which of the following current accounts is most suitable for individuals with a poor credit rating?

• standard
• basic
• Premium/Packaged
• Student

What feature is common in a Standard current account?

• Interest-free overdrafts
• Rail cards
• Prearranged overdraft
• Breakdown cover

Which account typically comes with a monthly fee for additional benefits?

• Standard
• Basic
• Packaged/Premium

• Student

Sarah is a university student who frequently travels by train. Which type of current account may offer her a rail card as a benefit?

• Standard
• Basic
• Packaged/Premium

• Student

Tom has a very poor credit rating and needs a current account to manage his finances. Which account would likely suit his needs?

• Standard
• Basic
• Packaged/Premium

• Student

What is one of the features of a Basic current account?

• Overdraft facility
• Monthly fee
• Cashback on purchases
• Limited facilities

Peter likes to dine out and is also a university student, which type of current account might offer him discounts on eating out?

• Standard
• Basic
• Packaged/Premium

• Student

What is a common feature across all types of current accounts?

• Overdraft facility
• Monthly fees
• The ability to pay in and withdraw money
• Cashback on purchases
• can set up standing orders/direct debits

Jenny is interested in having a current account with additional benefits like home insurance and breakdown cover. Which account should she consider?

• Standard
• Basic
• Premium/Packaged
• Student

Which type of account provides a debit card for transactions?

• Standard
• Basic
• Packaged/Premium

• All of the above