Case study-HDFC Bank

HDFC is a ______ company.

• Information Technology(IT)

• Housing finance

• Banking

• Automobile

Who helped HDFC to come up with this concept of housing finance and some initial funding?

• ICICI

• Axis

• Kotak Mahindra

• SBI

Which is the first private sector bank which got approval from RBI?

• ICICI

• SBI

• Axis

• HDFC

Which banking focuses on serving large corporates, MNCs?

• Wholesale Banking

• Retail Banking

• Treasury

• All of the above

NPAs are those types of loans on which principal or interest amount is not paid for more than ____ days.

• 120

• 60

• 90

• 180

NPAs reflects the quality of its loan portfolio, risk management practices, and overall financial stability of a bank. True or False.

• True

• False

A bank with a low NPA ratio is generally considered less healthy and may face operational and regulatory challenges.

• True

• False

After merger, which entity exists? HDFC or HDFC Bank?

• HDFC

• HDFC Bank

After merger, will there be significant cross-selling opportunities?

• Yes

• No

• Maybe