Insurance Quiz

Primary Care Physician

• Doctor who monitors you health, diagnoses and treats minor health problems, refers you to a specialist if needed

• The amount of money you're required to pay per year addition of your premium for co-payment co-insurance and deductibles

• A health problems that existed before your insurance became effective

• Medical savings account that allows to save and pay money for medical expenses, tax-free basis, to be eligible must have high deductibles no other insurance plan and no claim to dependent

Preventive Care

• Services designed to keep patients health

• Parents insurance will cover a child of the age 26 if unmarried, no dependents of their own

• Specific conditions or circumstance for which a policy won't provide benefits

• Insurance plan that allowing to see a doctor any time, addition to monthly fees, typically requires to make a co-payment for each services

Premium

• Amount you/your employer pay, addition to co-insurance, co-payment, and deductibles, exchange for insurance

• Amount required to pay for medical care in certain types of health plan after meeting deductible (usually express as %)

• Medical savings account that allows to save and pay money for medical expenses, tax-free basis, to be eligible must have high deductibles no other insurance plan and no claim to dependent

• 
  Services designed to keep patients health

Preferred Provider Organization

(PPO)

• Insurance plan that allows to see a doctor any time, addition to monthly fees, typically requires to make a co-payment for each services

• Doctor who monitors you health, diagnoses and treats minor health problems, refers you to a specialist is needed

• 
  The amount of money you're required to pay per year addition of your premium for co-payment co-insurance and deductibles

• Medical savings account that allows to save and pay money for medical expenses, tax-free basis, to be eligible must have high deductibles no other insurance plan and no claim to dependent

Pre-Existing Conditions

• A health problems that existed before your insurance became effective

• Services designed to keep patients health

• Specific conditions or circumstance for which a policy won't provide benefits

• 
  Insurance plan that allows to see a doctor any time, addition to monthly fees, typically requires to make a co-payment for each services

Health Saving Accounts

(HSA)

• Medical savings account that allows to save and pay money for medical expenses, tax-free basis, to be eligible must have high deductibles no other insurance plan and no claim to dependent

• Amount required to pay for medical care in certain types of health plan after meeting deductible (usually express as %)

• Insurance plan that allows to see a doctor any time, addition to monthly fees, typically requires to make a co-payment for each services

• Services designed to keep patients health

Maximum Out-Of-Pocket

• The maximum amount of money you're required to pay per year for your premium for co-payment co-insurance and deductibles. It's a stated dollar amount set by insurance company, addition to premiums

• Medical savings account that allows to save and pay money for medical expenses, tax-free basis, to be eligible must have high deductibles no other insurance plan and no claim to dependent

• Parents insurance will cover a child of the age 26 if unmarried, no dependents of their own

  
  

• Services designed to keep patients health

Exclusions

• 
  Specific conditions or circumstance for which a policy won't provide benefits

• Services designed to keep patients health

• Parents insurance will cover a child of the age 26 if unmarried, no dependents of their own

• Doctor who monitors you health, diagnoses and treats minor health problems, refers you to a specialist is needed

Health Maintenance Organization

(HMO)

• Insurance plan to pay monthly/premium exchange for healthcare services, requires to work with a primary physician who refers you if needed & get your care services within their providers

• 
  Insurance plan that allowing to see a doctor any time, addition to monthly fees, typically requires to make a co-payment for each services

• Services designed to keep patients health

• 
  Doctor who monitors you health, diagnoses and treats minor health problems, refers you to a specialist is needed

Dependent

• Parents insurance will cover a child of the age 26 if unmarried, no dependents of their own

• The amount of money you're required to pay per year addition of your premium for co-payment co-insurance and deductibles

• Amount you/your employer, addition to co-insurance, co-payment, and deductibles, exchange for insurance

• Services designed to keep patients health