LTTCTT ĐỀ 1

which of the following is NOT a financial instrument?

• A share of General Motors stock

• A tuition bill

• AU.S. Treasury Bond

• A home insurance policy

The system of financial relations includes what stages?

• Financial intermediation

• State financial
  

• Corporate Finance

• All the answers above

Which of the following best expresses the proceeds a lender receives from a one-year simple loan when it is paid back?

• PV ( 1+ i)

• FV/ i

• PV + i

• PV / i

In essence, the financial relationship is

• The process of consuming goods

• The process of transferring funds

• Production process

• Buying and selling process

Net profit after taxes per dollar of equity capital is a basic measure of bank profitability called

• return on assets

• return on capital.

• return on equity.

• return on investment

A bank failure occurs whenever

• bank cannot satisfy its obligations to pay its depositors and have enough reserves to meet its reserve requirements

• a bank suffers a large deposit outflow.

• a bank has to call in a large volume of loans.

• a bank is not allowed to borrow from the Fed

The liquidity of an asset is:

• How easily the asset can be converted to money

• The possibility that the asset can be profitable

• How easily the asset can be converted into common stock

• The amount for which the property can be sold.

Exchange rates are determined in

• the money market.

• the foreign exchange market.

• the stock market.

• the capital market

Paper money today:

• Can be printed by commercial banks

• Account for a small proportion of the total means of payment

• It is allowed to exchange for gold according to the ratio prescribed by law

• Both A and B.

Net profit after taxes per dollar of assets is a basic measure of bank profitability called

• return on assets.

• return on capital

• return on investment

• return on equity