IIBF Exam 72-87

The persons not having any officially valid document ____________ Under Pradhan Mantri Jan Dhan Yojana.

• Can open a small account.

• Can open a temporary account only.

• Cannot open a bank account.

• Can open an account through introduction mode

Pradhan Mantri Suraksha Bima Yojana is available to ___________

 

• All depositors of the bank

• Only the depositors who have opened accounts under PMJDY

• Only persons living.below poverty line

• All individual bank account holders in the age of 18 to 70.

If the PMJDY account holder wishes to get checkbook, he/she ________________

• Will have to fulfill minimum balance criteria, if any, of the bank.

• Will not have to fulfill minimum balance requirement of the bank.

• Will have to convert PMJDY account into saving bank account.

• will not get checkbook as PMJDY account has no provision for that.

Which one of the following is the maximum period for which overdraft is allowed under PMJDY?

• 12 months

• 24 months

• 36 months

• 48 months

Which of the following account/s is/are eligible to be opened under PMJDY?

• Accounts in the name of illiterate persons

• Joint accounts

• Individual accounts

• All of the above

The accident cover under PMSBY shall terminate on the member attending the age of ________

• 60 years

• 65 years

• 70 years

• 75 years

The maximum age limit for availing OD facility under PMJDY is __________

• 62 years

• 58 years

• 65 years

• 60 years

When a customer swipes the debit card on a hand held device with contact card _________

• the device announces the customer details.

• the device Screen displays the customer details.

• the customer’s details are flashed on the agents mobile screen.

• None of the above.

The customer service points are _________

• appointed by the bank as bank’s agent and work under the Business Correspondent.

• selected by the bank to work as the agent of the Business Correspondent.

• Selected by the business correspondent to work as the bank's agent.

• appointed by the business correspondent as his/ her agent.

A handheld device with the contact card does not have __________

• a fingerprint scanner

• a speaker.

• a printer

• a display screen