Microteaching SKB CPNS

What the meaning of The Lender of the Last Resort?

• Provider of emergency loans to financial institutions

• A person who lends money for personal use
• A company that provides mortgages to individuals
• A financial institution that offers credit cards

Objectives of macroprudential policy ?

• To encourage excessive risk-taking in the financial sector
• To maximize individual bank profits
• To promote the stability of the financial system as a whole.
• To ignore potential systemic risks in the financial system

What is Cyclical Risk in Financial context?

• Risk of an investment being affected by the weather
• Risk of an investment being affected by the overall business cycle

What is one macroprudential policy instrument in Indonesia?

• The Countercyclical Capital Buffer

• Standing Facilities

• BI7DRR

• Income Tax Rate

What is definition of ​​Countercyclical Capital Buffer?

• Regulatory tool for banks to increase GWM during periods of excessive credit growth

• Regulatory tool for additional capital which functions as a buffer to anticipate losses in the event of excessive credit growth

• Tool for banks to reduce their capital during periods of excessive credit growth
• Regulatory tool for banks to increase interest rates during periods of excessive credit growth