Debit Card, Safety, and Online Banking

Debit cards act like credit cards.

• True

• False

How are debit cards different than credit cards?

• You cannot spend more money than you have in your account.

• They don't look like credit cards.

• They are faster and easier to use.

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Where does the money come from when you use a debit card?

• Mom and dad.

• It is subtracted directly from your bank account.

• It is borrowed from the ATM.

The word DEBT means owing money.

• True

• False

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When using a debit card, you don't need to keep track of your spending or account balance.

• True

• False

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What should you do if you lose your debit card?

• Call the bank and ask them to put a hold on your account.

• Put your money, card, and receipt away in your wallet.

• Cover the keyboard as you type in your PIN.

What information do you need to access your online banking account?

• Username and password

• PIN

• Debit card

What are likely to be the most used features of your online banking?

• Checking your balance and monthly statement.

• Paying bills.

• Transferring money between accounts.

Some banks are only online.

• True

• False.

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What do you need in order to get cash out of an ATM?

• Debit card and PIN

• Debit Card

• PIN