Auto Insurance Quiz

What does liability coverage in auto insurance mean?

• Liability coverage pays for damages and injuries you cause to others in an accident.

• Liability coverage includes coverage for theft and vandalism of your own vehicle.

• Liability coverage only applies to accidents that occur on the highway.

• Liability coverage pays for damages and injuries you cause to yourself in an accident.

What does collision coverage in auto insurance cover?

• Medical expenses for injuries sustained in a collision

• Coverage for damage caused by natural disasters

• Repairs or replaces your car if it's damaged in a collision

• Replacement of stolen vehicle

What does comprehensive coverage in auto insurance cover?

• Damage to your car from incidents other than a collision

• Damage to your car from a collision

• Coverage for medical expenses for you and your passengers

• Coverage for damage to another person's car

What does uninsured/underinsured motorist coverage in auto insurance mean?

• Covers damage to your own vehicle in an accident

• Provides protection against theft of the vehicle

• Applies only if the other driver is at fault

• Provides protection if involved in an accident with an uninsured or underinsured driver.

What does personal injury protection in auto insurance cover?

• Medical expenses for the driver and passengers in the insured vehicle

• Repairs for damage to the insured vehicle

• Coverage for theft of personal belongings from the insured vehicle

• Legal fees for the insured driver in case of a lawsuit

Which type of coverage provides financial protection for a driver who is at fault in an accident?

• Uninsured motorist coverage

• Collision insurance

• Comprehensive insurance

• Liability insurance

What is the purpose of comprehensive coverage in auto insurance?

• To provide protection against damage to your vehicle that is not caused by a collision

• To provide protection against damage caused by natural disasters

• To offer coverage for injuries to the driver

• To cover only damage caused by collisions

What does collision coverage in auto insurance protect against?

• Damage to another person's vehicle in the event of a collision

• Injuries to pedestrians in the event of a collision

• Damage to your own vehicle in the event of a collision

• Theft of personal belongings from your vehicle

What is the purpose of uninsured/underinsured motorist coverage in auto insurance?

• To cover damages caused by natural disasters

• To provide protection in case of an accident with an uninsured or underinsured driver.

• To provide discounts for safe drivers

• To offer roadside assistance for vehicle breakdowns

What does personal injury protection in auto insurance provide coverage for?

• Medical expenses and lost wages

• Car repairs and maintenance

• Legal fees and court costs

• Property damage to other vehicles