This insurance is a good choice for young people who can't afford the higher costs of permanent insurance, or for people with financial obligations that will disappear in time, such as a car loan or a mortgage.

• Term Insurance

• Whole Life Insurance

This insurance has a cash value.

• Term Insurance

• Whole Life Insurance

You buy this policy with a specified time period, usually one, five, or ten years.

• Term Insurance

• Whole Life Insurance

Unless you make a change to your policy, you have lifelong coverage with no future medical exams.

• Term Insurance

• Whole Life Insurance

Premiums are generally much cheaper than cash-value policies

• Term Insurance

• Whole Life Insurance

This is a good choice for young people, who are unable to afford the higher cost of permanent insurance right now.

• Term Insurance

• Whole Life Insurance

Your premium will remain constant during the time you are covered unless you choose otherwise.

• Term Insurance

• Whole Life Insurance

The risk with this life insurance is that your health might deteriorate and you could be unable to get another policy once the policy expires.

• Term Insurance

• Whole Life Insurance

With this insurance policy the costs are spread out over your entire life.

• Term Insurance

• Whole Life Insurance

If you are interested in using the policy as a form of savings, consider this type of life insurance policy.

• Term Insurance

• Whole Life Insurance