GK BANKING

RBI has enhanced the per transaction limit of offline transactions through UPI Lite upto Rs______-

• 200

• 500

• 1000

• 2000

RBI has instructed all Scheduled Commercial Banks / Regional Rural Banks / all Scheduled Primary (Urban) Co-operative Banks / all Scheduled State Co-operative Banks to maintain , an incremental CRR (I-CRR) of _____ per cent on the increase in NDTL between May 19, 2023 and July 28, 2023, effective from the fortnight beginning August 12, 2023.

• 5

• 4.5

• 10

• 15

RBI has launched a centralized web portal named______for members of public to search their unclaimed deposits

• UDGAM

• UTKARSH

• UTTHAN

• DRISHTI

As per directives of RBI, Urban Co-Operative Banks should follow loan system of Bank credit, in the case of borrowers enjoying working capital credit limits of _________ from the banking system

• ₹5 crore and above

• ₹20 crore and above

• 10 Crore and above

• 100 crore and above

What are the denominations in the Mahatma Gandhi Series-2005, which RBI may issue in star series against the defective notes printed?

• Rs.10, 20 and 100

• Rs.50, 100 and 200

• Rs.100, 200 and 500

• Rs.10, 20 and 50

Which Bank topped the list of public sector banks with the highest lending to corporations and PSUs of States and Union Territories for the fifth year in a row?

• pnb

• Canara Bank

• BOB

• Bank of India

What is the the threshold limit for waiver of legal action to `10,00,000/- per while invoking the guarantee based on the aggregate outstanding amount considered eligible for claim settlement by CGTMSE?

• 10 Lakhs

• 5 Lakhs

• 20 Lakhs

• 50 Lakhs

Under the offer of single instalment of claim settlement by CGTMSE in case of accounts where waiver of legal action is applicable, the extent of guarantee is reduced by _________%

• 15 %

• 20 %

• 25 %

• 10 %

As per recent RBI guidelines, in respect of borrowers subject to compromise settlements, there shall be a cooling period as determined by the respective Board approved policies before the REs can assume fresh exposures to such borrowers. Provided that: The cooling period in respect of exposures other than farm credit exposures shall be subject to a floor of _____ months.

• 6 months

• 12 months

• 5 Yerars

• 2 Years

n case of Default Loss Guarantee (DLG) pertaining to digital lending, RE shall ensure that total amount of DLG cover on any outstanding portfolio which is specified upfront shall not exceed ____per cent of the amount of that loan portfolio

• 35

• 20

• 5

• 10