What does DUI stand for in Spanish?

Conducir bajo el efecto de sustancias

Which one is not required to receive Unemployment Benefits?

Being below the poverty income line

Being able and available to work

Completing work search activities

What is the typical procedure for an employee to file a worker's compensation claim?

The employee submits a claim to the state or employer's insurance company.

The employee needs to sue the employer in court.

The employee reports the injury to their co-workers.

The employee directly contacts the Department of Labor.

What is the responsibility of an employer regarding worker's compensation?

Employers must provide worker's compensation insurance coverage for their employees.

Employers are not required to carry worker's compensation insurance.

Employers must ensure a safe working environment but are not responsible for compensating injured employees.

Employers only need to compensate employees if the injury was directly caused by the employer's negligence.

Which of the following scenarios would typically be covered by worker's compensation?

An employee injured during work hours while performing job-related tasks.

An employee injured while commuting to work.

An employee injured while on a lunch break outside of work premises.

An employee injured while participating in a personal hobby during off-hours.

What is the primary purpose of worker's compensation?

To compensate employees for work-related injuries or illnesses.

To provide employees with paid vacation time.

To offer retirement benefits to employees.

To provide bonuses for exceptional work performance.

How is unemployment insurance typically funded?

Through a combination of employer and employee contributions.

Solely by individual workers paying premiums.

By state sales taxes exclusively.

Who among the following individuals is typically eligible for unemployment insurance benefits?

Someone who lost their job due to a company downsizing.

Someone who was terminated from their job due to gross misconduct.

Someone who voluntarily resigned from their job without a valid reason.

Someone who quit their job to pursue a personal hobby.

How does voluntarily resigning from a job usually impact eligibility for unemployment benefits?

It often results in immediate disqualification from receiving benefits.

It extends the duration of benefits to support the transition period.

It has no effect on eligibility for unemployment benefits.

It provides increased benefits as a severance package.

What typically determines the duration of unemployment benefits an individual can receive?

The state's guidelines and the individual's work history.

The individual's age at the time of unemployment.

The individual's educational qualifications.

What is the role of a deductible in car insurance?

It's the amount the policyholder pays out-of-pocket before the insurer covers the rest.

It refers to the monthly premium payment.

It's the maximum amount an insurer pays for damages.

It's the percentage of the car's value the insurer covers.

Which of the following injuries or incidents is typically excluded from worker's compensation coverage?

Injuries resulting from willful misconduct or intoxication.

Injuries sustained during work-related travel.

Injuries caused by malfunctioning workplace equipment.

Injuries sustained during regular work hours.

What might happen if an individual receives more unemployment benefits than they are entitled to?

They must return the excess amount

They are entitled to keep the extra funds as a bonus

The state absorbs the additional payment

Are seasonal workers typically eligible for unemployment benefits during off-season periods?

Yes, if they meet the eligibility criteria set by the state

In worker's compensation, what kind of benefits are typically provided to individuals who suffer permanent disabilities due to a work-related incident?

Monthly or weekly payments for a specific duration

No benefits are provided for permanent disabilities

Access to free healthcare services for life

What does underinsured motorist coverage in car insurance usually protect against?

Injuries or damages caused by a driver with insufficient insurance

Damage caused by natural disasters

Regular wear and tear of the vehicle

Car Insurance, WC and UI trivia

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Practice Problem

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Medium

Joss AV

Used 2+ times

FREE Resource

42 questions

Show all answers

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is not covered by Comprehensive Insurance?

Fire

Theft

Collision

Hitting an animal

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is not a characteristic of Liability Insurance

Mandatory in most states

Covers your vehicle damage

Covers property damages for third parties

Covers medical expenses for the other party

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Spanish term for debris?

Daños

Escombros

Basura

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which one of the following is not an auto insurance company?

StateAuto

Farmers Insurance

Travelers

Cigna

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Spanish term for "Policy" (insurance)

Policía

Política

Póliza

Polizonte

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is No-Fault Insurance

You get coverage disregarding who was at fault in the accident

The other party gets coverage disregarding who was at fault in the accident

Protects you from legal actions from the other involved party

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which is not commonly asked about a vehicle?

Year

Country

Make

Model

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42 questions

What is not covered by Comprehensive Insurance?

What is not a characteristic of Liability Insurance

Spanish term for debris?

Which one of the following is not an auto insurance company?

Spanish term for "Policy" (insurance)

What is No-Fault Insurance

Which is not commonly asked about a vehicle?

What does VIN stand for in Spanish?

Término en inglés para troca

What does PIP stand for? (insurance)

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