NPA QUIZ for officers

Stock/Book Debt Audit is to be carried out compulsorily in all accounts having fund- based working capital limits with our Bank (including DA LC limit) of over Rs. ____

• 1 crore
• 2 crore
• 5 crore
• 10 crore
• None of above

Out of the following, select the criteria for Classification of Special Mention Account category – 2 (SMA – 2)

• Principal or interest payment overdue between 31-60 days.
• Principal or interest payment overdue between 61-90 days.
• Principal or interest payment overdue between 91-120 days.
• Principal or interest payment overdue between 121-180 days.
• None of above

A ___________ is one where a suspicion of fraudulent activity is thrown up by the presence of one or more Early Warning Signals (EWS)

• Non Performing Account
• Special Mentioned Account
• Red Flagged Account
• Block Listed Account
• None of above

Delay of 90 days or more in non-renewal of facilities based on audited financials, is one of the Illustrative signs of stress for categorising an account as ______

• SMA 0
• SMA 1
• SMA 2
• NPA
• None of above

What is the full form of “CRILC”?

• Central Repository of Information on Large Credits
• Central Repository of India on Large Credits
• Combined Registry of India on Large Credits
• Combined Registry of Information on Large Credits
• None of above

In the case of bills purchased and discounted, the bill remains overdue for a period of more than 90 days, then the account is called as _____

• Out of Order
• Overdue
• SMA
• NPA
• None of above

Single line format of PSR is applicable for retail advances up to ____

• Rs.1.00 lac
• Rs.2.00 lac
• Rs.5.00 lac
• Rs.10.00 lac
• None of above

Within how many days, the branch to submit PSR to higher authority, if retail advances exceeds the amount of Rs.5.00 lacs?

• 2
• 3
• 4
• 5
• None of above

MMR above Rs.10.00 crores is monitored by _____

• Branch
• Regional Office
• Zonal Office
• BCC
• None of above

Account is classified as loss when there is no security or value of security is less than ______ % of outstanding balance.

• 5%
• 10%
• 15%
• 50%
• None of above