HDFC Ergo Optima Restore (Trainees - Set1)

What is the PED waiting period under Optima Restore?

• 3 years

• 2 years

• 4 years

What is the waiting period for hip replacement surgery under Optima restore?

• 3 years

• 2 years

• 4 years

Will a plastic surgery required due to an accident be covered?

• No

• Yes, if medically necessary

Will obesity treatments be covered?

• Yes, if medically necessary

• No

Is unlimited restoration available by default in Optima Restore?

• No

• Yes

What is the name of the benefit under Optima Restore that provides unlimited restoration?

• Refill Benefit

• Unlimited Restore Benefit

• Unlimited restoration

How many times can the restored amount be used for the same illness?

• Once in a year

• As many times as required

• Twice a year

By what percentage does the bonus under Optima Restore increase the base cover?

• 50-100%

• 10-50%

• 20-100%

What is the NCB benefit under Optima Restore known as?

• Cumulative benefit

• Booster benefit

• Multiplier benefit

For a base of 10L, if a claim is made after the first renewal upon accruing a bonus of 5L, what will the bonus be upon the next renewal in Optima Restore?

• 5L

• 0

• 10L