PCSR Saksham practice

Maximum annual Household income limit is?

• 3 Lacs

• 2 Lacs

• 1 Lacs

• 5 Lacs

Revised RBI Guidelines effective date is ?

• 1st April-2022

• 1st July'20

• 1st April'21

• 1st July'22

What is the Cooling Period for CROSS Sell Loan for New Customer?

• 1 month cooling period if Crosssell loan amount is lesser than 50%
  of the primary loan amount. After 6th EMI if Cross Sell loan
  amount is more than 50% of primary loan amount

• 3 month cooling period if Crosssell loan amount is lesser than 50%
  of the primary loan amount. After 6th EMI if Cross Sell loan
  amount is more than 50% of primary loan amount

• 2 month cooling period if Crosssell loan amount is lesser than 50%
  of the primary loan amount. After 7th EMI if Cross Sell loan
  amount is more than 50% of primary loan amount

• 0 month cooling period if Crosssell loan amount is lesser than 50%
  of the primary loan amount. After 6th EMI if Cross Sell loan
  amount is more than 50% of primary loan amount

Who's income is considered in house hold income calculation?

• Borrower + Co Borrower+Adult unmarried Children

• Only Borrower

• Borrower + Co Borrower

• Only  Co Borrower

Maximum Monthly Household income limit is?

• 25K

• 20K

• 15K

• 5K

When is LUC Done?

• After 14 Days of DB and before 1st Collection

• After 15 Days of DB and before 1st Collection

• After 16 Days of DB and before 1st Collection

• After 13 Days of DB and before 1st Collection

As per lender policy Arohan can be ?

• 7th Lender

• 2nd Lender

• 1st Lender

• 3rd Lender

Who is the responcible for XVF/GRT ?

• BH

• CSR

• RH

• AM

What is Customer age for Saral Loan ?

• 18-55 Years

• 20-50 Years

• 25-65 Years

• 18-70 Years

What is Co-Barrower age for Saral Loan ?

• 18-58 Years

• 20-50 Years

• 25-65 Years

• 18-70 Years