Health Insurance Quiz
Authored by Robert Castellanos
Other
12th Grade
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11 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the purpose of health insurance?
To reimburse all medical expenses
To promote preventive medicine
To protect against financial loss when in need of health services
To provide free healthcare services
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the function of a health insurance carrier?
To promote good health
To provide health insurance plans
To provide healthcare services
To absorb the loss of medical expenses
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the deductible in a health insurance policy?
The amount paid to an insurance agency for a health insurance policy
A fixed amount of money that the patient must pay for healthcare before the carrier will begin to pay out benefits
A percentage of costs of a healthcare service that is paid by the patient after they have paid the deductible
A set fee collected at the time of service
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the purpose of coinsurance in health insurance?
To provide free healthcare services
To promote preventive medicine
To reimburse all medical expenses
To pay a percentage of costs of a healthcare service after the deductible is paid
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the exclusion in a health insurance policy?
A fixed amount of money that the patient must pay for healthcare before the carrier will begin to pay out benefits
A percentage of costs of a healthcare service that is paid by the patient after they have paid the deductible
A set fee collected at the time of service
A provision within a health insurance policy that eliminates coverage for certain acts, property, types of damage, or locations
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is an example of healthcare fraud?
Using someone's health information as if it were your own
Promoting preventive medicine
Paying the full amount charged for services
Reimbursing the patient for all medical expenses
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the difference between individual insurance and group insurance?
Individual insurance is generally purchased through an employer, while group insurance is when a person purchases a policy
Individual insurance does not cover essential health benefits, while group insurance covers all essential health benefits
Individual insurance is when a person purchases a policy, while group insurance is generally purchased through an employer
Individual insurance requires the entire premium to be paid by the employer, while group insurance requires the premium to be split between the employer and the person being insured
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