Health Insurance Quiz

What percentage of Americans have health coverage through their work?

• 39%

• 69%

• 49%

• 59%

What is the main drawback of individual health insurance?

• Lack of pre-tax benefits

• Limited coverage options

• Ineligibility for ACA Marketplace

• High cost

When can you apply for ACA Marketplace coverage?

• Anytime throughout the year

• Only during medical emergencies

• During Open Enrollment

• Only during tax season

What is the average cost of individual health insurance for a family?

• $1,200+

• $1,000+

• $5,500+

• $7,000+

What is the main advantage of employer health insurance?

• Cheaper alternative to individual coverage

• Inclusive to those with existing medical conditions

• Freedom to choose coverage options

• No coverage cap

What is the eligibility criteria for employer health insurance?

• Subject to medical exams

• No questions asked acceptance

• Only for full-time employees

• Only for businesses with over 100 people

What is the main reason for declining group health insurance coverage?

• Eligibility for ACA Marketplace coverage

• Too expensive

• Ineligibility for employer coverage

• Lack of coverage options

What is the main purpose of the Affordable Care Act (ACA)?

• To make healthcare more affordable and readily available

• To overcharge those with health conditions

• To reduce healthcare availability

• To make healthcare more expensive

What is the main benefit of individual health insurance?

• Guaranteed coverage

• Cheaper alternative to group coverage

• Pre-tax contribution

• Freedom to choose coverage options

What is the main drawback of employer health insurance?

• Subject to medical exams

• Ineligibility for ACA Marketplace

• High cost

• Limited coverage options