Unit 5 Consumer Skills Test

What is a common method to protect your personal information online?

• Use the same password for all accounts for easy recall.

• Share your social security number only on trusted websites.

• Regularly update your passwords and use two-factor authentication.

• Keep your antivirus software outdated to avoid compatibility issues.

Which of the following is a sign of a phishing scam?

• An email from a known institution asking you to confirm personal information.

• A website that uses HTTPS in its URL.

• An advertisement offering a product at its regular price.

• A phone call from a friend asking for a casual meet-up.

What is an effective strategy for evaluating product quality before making a purchase?

• Buying the most expensive option available.

• Reading reviews and ratings from verified purchasers.

• Choosing products only from television advertisements.

• Relying solely on the recommendation of a salesperson.

How can impulse buying be avoided?

• By purchasing items as soon as they catch your eye.

• Shopping only when you are feeling emotional.

• Creating and sticking to a shopping list.

• Carrying only credit cards to track spending better.

What is a key step in protecting yourself from identity theft?

• Carrying your social security card in your wallet.

• Having different passwords for your email and bank

• Using public Wi-Fi to access banking information.

• Sharing vacation plans on social media.

Why is comparison shopping important?

• It ensures you always buy the most expensive product.

• It can help you find the best deal, saving money.

• It takes up time that could be spent buying impulsively.

• Retailers prefer customers who do not compare shop.

What should you do if you suspect your identity has been stolen?

• Wait to see if the problem resolves itself.

• Post about it on social media to warn others.

• Contact your bank and credit reporting agencies immediately.

• Continue using your credit cards as normal.

Which of the following is NOT a common scam?

• Lottery scams promising big winnings for a small fee.

• Job offers that require you to pay money upfront.

• Emails from a prince asking for a loan to access his fortune.

• A store offering a sale on holiday items after the holiday season.

What's a benefit of using the FTC?

• They help you file your taxes

• They help you be aware of fraud and scams and file reports if you suspect your identity has been stolen

• They protect you from all identity theft loss

• They help you budget so you do not over spend on big purchases

What's a data breach?

• When a hacker steals customer info from businesses

• A website that has a lot of popups

• When you get a sketchy email or text asking for money or info

• When someone else opens a credit card in your name