Auto Insurance Exit Ticket

What is liability coverage in auto insurance?

• Coverage for theft or damage to your car

• Coverage for medical expenses for injuries to the driver and passengers of the policyholder's car

• Coverage that pays for damages if you're found responsible for an accident causing injury or property damage to others

• Coverage for repairs to your car after an accident, regardless of who was at fault

What is comprehensive coverage in auto insurance?

• Coverage for all types of accidents

• Coverage for damage to your car that happens due to events other than collisions, such as theft or natural disasters

• Coverage for the total cost of repairs to your car, no matter who is at fault

• Coverage that protects against damages caused by uninsured or underinsured drivers

What does the term "deductible" mean in an auto insurance policy?

• The amount you pay before your insurance policy begins to pay

• The monthly or annual cost of your insurance policy

• The maximum amount your insurance will pay out in the event of a claim

• The discount given for safe driving

Collision coverage in auto insurance is primarily for what purpose?

• Covering medical expenses for anyone injured in an accident

• Paying for damages to your car in the event of a collision with another vehicle or object

• Protecting against damages from natural disasters

• Covering the cost of a rental car while your car is being repaired

What is uninsured motorist coverage?

• Coverage that pays for your car's repairs if the other driver is at fault but doesn't have insurance

• A requirement in all states

• Insurance that covers mechanical failures in your car

• Coverage that increases your premium the most

What is the primary purpose of auto liability insurance?

• To repair your car after an accident

• To cover medical expenses for injuries you sustain in an accident

• To protect you financially if you're liable for damages or injuries to others in an accident

• To cover the cost of a rental car while your car is being repaired

In the claims process, what is the first step you should take after an auto accident?

• Call your insurance agent

• Take photos of the accident scene and damages

• Get the contact information of any witnesses

• All of the above

The money paid to an insurance company to purchase a policy.

• deductible
• copay
• premium
• co-insurance

The out-of-pocket money paid by a policyholder before an insurance company will cover the remaining costs caused by a loss.

• premium
• copay
• deductible
• co-insurance

Of the four parts of auto insurance coverage, which coverage protects the other person involved in an accident that is your fault?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury