Sarah is a 10th-grade student who wants to buy a new laptop for school. She has saved $800 from her part-time job. The laptop she wants costs $1,200. Sarah's parents have offered to pay half of the cost as a gift for her good grades. How much more does Sarah need to save or earn to buy the laptop?

• $200

• $400

• $600

• $800

Diego is a 10th-grade student who is considering getting a part-time job to save money for college. He estimates that he can earn $200 per week at a local restaurant. If Diego wants to save $5,000 for college, how many weeks will he need to work at the restaurant to reach his goal?

• 20 weeks

• 25 weeks

• 30 weeks

• 35 weeks

Jessica is a 10th-grade student who is thinking about opening a savings account. She has $500 in cash that she wants to deposit. If the bank offers an interest rate of 2% per year, how much money will Jessica have in her account after one year?

• $510

• $505

• $520

• $515

John wants to purchase a new smartphone.

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He has two options:

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Option A: Pay $300 upfront for the phone and $30 per month for the next two years.

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Option B: Pay $600 upfront for the phone with no monthly payments.

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If John can afford to pay either upfront cost, which option would be more financially beneficial for him in the long run?

• Option A

• Option B

• Both options are equally beneficial

• It depends on John's monthly income

Emily receives $500 as a birthday gift from her grandparents.

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She is considering two ways to spend the money:

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Option A: Use the entire amount to buy a designer handbag that costs $500.

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Option B: Save $400 of the money and spend $100 on a high-quality backpack for school.

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.Which option demonstrates better financial planning for Emily's future?

• Option A

• Option B

• Both options are equally good

• It depends on Emily's fashion preferences

Sarah is contemplating how to use her summer job earnings of $800.

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She has two choices:

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Option A: Spend $400 on a weekend getaway with friends and save the remaining $400.

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Option B: Invest the entire $800 in a low-risk mutual fund.

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Which option aligns better with Sarah's long-term financial goals?

• Option A

• Option B

• Both options are equally beneficial

• It depends on Sarah's immediate needs

Maria, a 10th-grade student, wants to buy a new laptop for school. She has saved $800 from her part-time job. The laptop she wants costs $1,200. She decides to:

• Use her savings to buy the laptop and borrow the remaining $400 from her parents.

• Keep saving until she can afford the laptop without borrowing money.

• Buy a cheaper laptop that fits her budget.

• Apply for a credit card to purchase the laptop and pay it off over time.

Carlos, a 10th-grade student, receives $500 as a birthday gift. He is considering two options: saving the money for a future purchase or investing it in a stock he believes will increase in value. What financial concept is Carlos considering?

• Budgeting

• Opportunity cost

• Risk management

• Credit management

Diego, a 10th-grade student, wants to start a small business selling handmade jewelry. He estimates that the startup costs, including materials and tools, will be $300. Diego plans to sell each piece of jewelry for $20. How many pieces of jewelry does Diego need to sell to break even?

• 10 pieces

• 15 pieces

• 20 pieces

• 25 pieces

Maria is a 10th-grade student who wants to buy a new phone. She has saved $300 from her part-time job. The phone she wants costs $500. What is the most financially responsible decision for Maria?

• Buy the phone using her savings and borrow the remaining $200 from a friend.

• Continue saving until she has enough money to buy the phone.

• Use her savings to buy a different, less expensive phone.

• Use her savings and borrow the remaining $200 from her parents.