Retail Banking

What is the main feature of Retail Banking related to volume?

• High corporate figures

• Low individual figures

• High individual figures

• Low corporate figures

What is considered a benefit of Retail Banking for Banks?

• Increase in risk

• Increase in portfolio growth

• Decrease in risk

• Decrease in portfolio growth

What is the purpose of buying a product/service for Retail customers?

• Charity purpose

• Investment purpose

• Business purpose

• Personal use

What should the amount of a Retail Product be commensurate with?

• The market value

• The bank's profit

• The income

• The competition

Which of the following is an Asset Product in Retail Banking?

• Time Deposits

• Overdrafts

• Current accounts

• Certificates of Deposits

What is the impact of Retail Banking on the entire economic cycle?

• Neutral impact

• Negative impact

• Positive impact

• No impact

What is the main difference between Corporate and Retail Customers?

• Market understanding

• Investment knowledge

• Business experience

• Financial Literacy

What is the main feature of Retail Banking related to Risk?

• Low risk on individual customers

• Low risk on overall portfolio

• High risk on overall portfolio

• High risk on individual customers

What is the purpose of the Labelling of the Product in Retail Banking?

• Reduce the competition

• Increase the price

• Attract more customers

• Address the personal needs

What is the main feature of Retail Banking related to Potential Growth?

• High number of potential customers

• Low number of potential customers

• High opportunity for growth

• Low opportunity for growth