Car Insurance Telematics

What is Telematics Insurance primarily based on?

• Your mileage and driving habits

• Your car's make and model

• The color of your car

• The year your car was made

Which device is NOT mentioned as a common device used in telematics systems?

• Bluetooth beacons

• Diagnostic port plug-in devices

• Mobile apps

• Satellite dishes

What is a potential con of telematics auto insurance?

• Free car washes

• Unlimited mileage

• Discounts for all drivers

• Some programs can raise your base rate if you're a bad driver

Which type of driving behavior is NOT tracked by safe driving programs?

• Mileage

• Windows down

• Time of day

• Quick acceleration or hard braking

What is the main factor that influences your rate in pay-per-mile insurance programs?

• The color of your car

• The number of miles you drive

• The type of car you drive

• Your driving speed

Which company's telematics program is called Drivewise®?

• State Farm

• Allstate

• Geico

• Progressive

What is the primary benefit of using a vehicle tracking device according to the text?

• Free car accessories

• Discount on your policy for safe driving

• Unlimited data usage

• Free car maintenance

What can cause you to lose discounts earned before starting a usage-based program?

• Using your car only on weekends

• Driving above-average miles when enrolled in a telematics program

• Parking your car in a garage

• Driving fewer miles than average

Which is NOT a coverage option commonly available with telematics car insurance programs?

• Liability car insurance

• Comprehensive insurance

• Collision insurance

• Time travel insurance

Which telematics program tracks hard braking, fast acceleration, phone use, and late-night driving?

• Allstate Drivewise®

• Geico DriveEasy

• Progressive Snapshot

• State Farm Drive Safe & SaveTM